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Micro Loan Officer

Banking, Financial Services and Insurance | Microfinance Executive

15,000 - 25,000 p.m | Under Graduate - Bachelor of Arts , Bachelor of Commerce , Bachelor of Management , Bachelor of Science , Bachelor of Computer application | Villupuram

Villiyanur / Kootakuppam

Gender : Male | Age Limit - 21-30 | Openings - 10 | Experience - Fresher | Job Type - Regular
LT financial Services Ltd
Posted Jobs Count : 2
Open Until : 26-02-2022
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Description

Duties and responsibilities

  1. Starting a business in a new village
    1. Village identification within the radius
    2. Feasibility study of the village based on demographics, activities and financial needs of the customers
    3. Assist the MC-IC in making the village approval
  2. Sourcing of business
    1. Identification of customers and forming of Joint Liability Groups
    2. Filling up of the application form
    3. Verification of the residence and business of the customer
    4. KYC verification
    5. Pre-disbursement training
    6. Visiting potential customers in order to develop business
  3. Disbursements
    1. Collection of KYC documents
    2. Assisting the MC-IC for disbursement activity completion
    3. Loan documentation
  4. Collection of current dues
    1. Collect the collection sheets and stickers from MC-IC
    2. Group-wise collection as per scheduled time by following the process
    3. Deposit of collection money
    4. MERC entry
  5. Collection of over dues
    1. Follow up with the customers with updated data report of assigned portfolio
    2. Collection of money as per process
    3. Depositing the money in bank
    4. MERC entry
    5. Assist the MC-IC in initiating action against the defaulters

Criteria:

Enclosed are our have requirements & Eligibility for ref.

Request to provide proper & suitable candidates who can join immediately.

1) Sales and Collections experienced candidates will be preferred.

2) During the Interview candidate should carry below mentioned mandatory documents.  

- Aadhar card

- Pan card

- Passport size photo

- Driving license

- Bank passbook

- Graduation marksheet

- If experience (Experience letter / relieving letter / resignation acceptance letter and salary slip)

Eligibility 

  1. “Any Graduate” with or without experience or 2) undergraduate like “Diploma with (10+3) yrs” or “HSC with 6 plus sales or collection experience”
  • Two wheeler and Driving license with smart phone
  • Only male candidates
  • Maximum limit is 15 to 20 KM from the selected branch location..
  • Blood Relatives of the candidate should not be working at L&T (Mandatory).
  • Age: 21 to 30 yrs

Skills

  • Collections Executive
  • Field Sales Executive-Telecom Plan & Services
  • Microfinance Executive


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   9499966018 .

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