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BRANCH MANAGER

Banking, Financial Services and Insurance | Microfinance Executive

25,000 - 50,000 p.m | Under Graduate - Bachelor of Arts - HISTORY | Chennai

Chennai

Gender : All | Age Limit - 25-35 | Openings - 10 | Experience - 3-4 Years | Job Type - Trainee
Muthoot Microfin Limited
Posted Jobs Count : 8
Open Until : 10-12-2024
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Description

Responsible for Managing team of 8 to 10 relationship officers. Managing Operations and overall functioning of the branch.

 

  • Responsible for meeting the branch targets and adherence to all guidelines and regulatory requirements.
  • To control and monitor the branch activities and staff movements.
  • Cost Management and Cost effectiveness at the branch to ensure profitability, also ensure that the branch adheres to the Know Your Customer (KYC) norms at all time.
  • Ensuring that the customers get best services and their needs are understood and met through the financial product offerings of the organization.
  • Supervising Key Areas including Marketing, Business Development, Team Development and Revenue Generation and Collection.
  • Ensure all laid down system and processes are followed at the branch as stipulated by the Senior Management.
  • Ensure that all staff are adequately trained on the Products of the company and Processes.  Responsible for dealing with External and Internal Auditors and inspections and compliance.
  • Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible.
  • Informs the AM about the demand in his/her assigned area as well as on the competition.
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, & Surprise visits assessing a sample of Centre Meeting and loan applications directly
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • To handle a cluster of GL Branches for smooth operations.
  • Maintaining various MIS (Volumes, TAT, Deviations).
  • Responsible for process flow maintenance as per role assigned.

 

Skills

  • Key Accounts Sales Manager


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