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Relationship officer

Banking, Financial Services and Insurance | Microfinance Executive

15,000 - 25,000 p.m | HSC | Chengalpattu

Urappakam , Padappai, SP Kovil , Uthiramerur, Padalam, Sothupakkam , Acharapakkam , Mahapaliburam , Kelambakkam, Pudupattinam

Gender : Male | Age Limit - 20-30 | Openings - 50 | Experience - Fresher | Job Type - Regular
Muthoot Microfin Limited
Posted Jobs Count : 8
Open Until : 28-02-2025
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Description

About the company

Muthoot Microfin Limited (MML), the Microfinance arm of Muthoot Pappachan Group is one of the leading and fast-growing microfinance institutions (NBFC-MFI) in India. The company is focused on providing micro-loans to women entrepreneurs with a focus on rural regions of India.

Job Description:

Position: Relationship Officer / Senior Relationship Officer

Location: Urappakam ,Padappai, SP Kovil , Uthiramerur, Padalam, Sothupakkam, Mahabalipuram, Acharapakkam, Kelambakkam , Pudupattinam

Eligibility Criteria: Plus Two/ITI/Diploma or Above

Salary : Rs. 2,28,960 (Annual CTC) – Net salary will be 15,345 + Monthly Business Incentives + Fuel Allowances + Annual Bonus + Medical Benefits

Key Responsibilities:

  • Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality. 
  • Promotion – Promotes new potential clients and eligible clients offering various other products
  • Loan Appraisal – Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc  Makes sure that the client meets the credit requirements. Visits the client's business and home to do the assessment, following the credit policy procedures. Analyzes and presents a consistent loan proposal to the Credit team for its approval. o Informs the client about the Credit team decision
  • Follow – up : Follows the loan disbursement process. In case of arrears visits clients and guarantors for the loan recovery. Informs the BRM or AM about the demand in his/her assigned area as well as on the competition. Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities

Note : Only candidate completed 12th, Diploma, ITI and Degree can apply for the Job

Skills

  • Collections Executive
  • Sales Executive


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